What it means for you
Since Oct. 1, 2026, businesses serving New York City consumers with covered subscriptions must let you cancel the same way you signed up, send certain renewal notices, and stop stalling cancellations. Fines start at $525 per violation.
Who benefits: New York City consumers with covered automatic-renewal or continuous-service subscriptions.
If you signed up online for a covered subscription, you now have the right to cancel it online too. A New York City rule that took effect October 1, 2026 says canceling must be as simple as enrolling and available through the same channels. If you signed up in person, the business must also give you a way to cancel online or by email.
The rule covers consumer subscriptions and memberships that qualify as automatic renewals or continuous-service offers. Some providers, such as financial institutions and certain franchised services, are exempt. Before you agree to a covered subscription, businesses must clearly tell you what you’ll be charged, how often, and how to cancel. They must send reminders before certain long free trials and yearly plans renew and before material changes such as price increases. They can’t hide cancellation steps, drop your call, ignore your request, or stall. Goods sent under a subscription without your consent count as a gift.
If a company makes canceling hard, you can file a complaint with the Department of Consumer and Worker Protection. Fines are $525 for a first violation, $1,050 for a second, and $3,500 for third and later violations. The city can also seek repayment of charges imposed after your first cancellation attempt.
Mayor Zohran Mamdani signed Executive Order 10 on January 5, 2026, directing the department to prioritize enforcement against deceptive subscription practices and take appropriate action, including rulemaking. The department, led by Commissioner Sam Levine, adopted the final rule in July.
Lower costsRights
Sources
- Mamdani Administration Announces Landmark Consumer Protection Rules to Ban Subscription Traps and Junk FeesNYC Department of Consumer and Worker Protection, July 10, 2026
- Click to CancelCity of New York
- Notice of Adoption — Cancellation of SubscriptionsNYC Department of Consumer and Worker Protection, July 10, 2026
- Roosevelt Institute submission on NYC Click to CancelRoosevelt Institute, May 8, 2026
How we checked this
Drafted by Claude Opus 5.5 (Anthropic) on November 11, 2026. Checked against its sources by GPT-5.6-sol (OpenAI) on November 11, 2026, with no problems found. Confirmed the rule’s requirements, exemptions, penalties, savings estimate, adoption and effective dates, credited roles, and current in-effect status against primary sources and recent city guidance.
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